BDO Exclusive Gifts Promo Mechanics:

  1. The Promo is open to all active Principal and Supplementary Credit Cardholders of BDO (Mastercard, Visa, JCB, Diners Club and UnionPay) and BDO-issued American Express Credit Cards. Corporate Cards, Distribution Cards and Purchasing Cards are excluded from the Promo.
  2. The Promo will run from November 1, 2023 – January 15, 2024.
  3. The Promo is applicable to 0% installment transactions up to 12 months term only.
  4. The Promo is available in all Western Appliances stores and at
    *Online installment is available to BDO (Mastercard, Visa and JCB) and BDO-issued Amercican Express Card only.
  5. Qualified BDO Credit Cardholders can get the following freebies upon single receipt minimum installment purchase of:
    Minimum Purchase Freebie
    25,000 – 49,999 Hanabishi Floor Fan (HIFF10WHT) or Hanabishi 9L Oven Toaster (HO70)
    50,000 and above Xenon Bluetooth Music Station (BTS402) or Tough Mama Air Fryer (NTMAF3)
  6. The free item is not convertible to cash, discount or other item(s).
  7. The free item can be redeemed immediately upon purchase. Customer also has the option to redeemed until March 15, 2024 (60 days after promo period).
  8. Cardholders with lost/stolen or faded/unreadable BDO installment charge slip will not be allowed to redeem. BDO and Western Appliances are not obliged to recognize or replace lost or faded charge slip(s) for purposes of item(s) redemption.
  9. Redemption of free item(s) from split transactions is not allowed.
  10. BDO reserves the right to charge the cost of the free item, at prevailing retail price, to the Cardholder’s credit card account or collect the cost from the Cardholder if he/she cancels the installment transaction at a later date or if Cardholder made an invalid redemption.
  11. The Promo cannot be used in conjunction with the store’s other promotional offers, in-store sale or discounts, privileges and VIP cards, and shall be subject to the existing store’s terms and conditions.
  12. All BDO installment transactions are subject to bank approval.
  13. The entire installment transaction amount shall be deducted from the Cardholder’s available credit limit.
  14. In case of dispute in respect of but not limited to BDO Credit Cardholder’s eligibility, coverage of dates, fulfillment, BDO’s decision shall prevail. All questions or disputes regarding the Cardholder’s eligibility for the Promo shall be resolved by BDO.DTI Fair Trade Permit No. FTEB-178135 Series of 2023
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