Promo Mechanics:
1. The Promo is open to all active Principal and Supplementary Credit Cardholders of BDO (Mastercard, Visa, JCB, Diners Club and UnionPay) and BDO-issued American Express Credit Cards. Corporate Cards, Distribution Cards and Purchasing Cards are excluded from the Promo.
2. The Promo will run from November 1- January 31, 2026.
3. The Promo is applicable to 0% installment transactions up to 24 months term.
4. The Promo is available in all Western Appliances stores and online platform (western.com.ph).
*Online installment is available to BDO (Mastercard, Visa and JCB) and BDO-issued American Express Card only.
5. Qualified BDO Credit Cardholders can get the following freebies upon single receipt minimum installment purchase of:
| Minimum Purchase | Freebie |
| 25,000 – 49,999 | Taurus VERONA6 6 Cups Drip Coffee Maker |
| 50,000 and above | Technik TAF42BN 4.2L Air Fryer |
6. The free item is not convertible to cash, discount or other item(s).
7. The free item can be redeemed immediately upon purchase. Customer also has the option to redeem until March 16, 2026 (60 days after promo period).
8. Cardholders with lost/stolen or faded/unreadable BDO installment charge slip will not be allowed to redeem. BDO and Western Appliances are not obliged to recognize or replace lost or faded charge slip(s) for purposes of item(s) redemption.
9. Redemption of free item(s) from split transactions is not allowed.
10. BDO reserves the right to charge the cost of the free item, at prevailing retail price, to the Cardholder’s credit card account or collect the cost from the Cardholder if he/she cancels the installment transaction at a later date or if Cardholder made an invalid redemption.
11. The Promo cannot be used in conjunction with the store’s other promotional offers, in-store sale or discounts, and shall be subject to the existing store’s terms and conditions.
12. All BDO installment transactions are subject to bank approval.
13. The entire installment transaction amount shall be deducted from the Cardholder’s available credit limit.
14. All questions or disputes regarding the promo shall be resolved by BDO in concurrence with DTI.
